“You will never get rich working for someone else!”

– J. Paul Getty, author, How To Become Rich.

Our current education system was started in the 19th century during the industrial age, and it was designed to give people the skills to work in industries, offices and so on. It was designed to make people good employees to work in those industries. It was not designed to make them employers, businesspeople, and entrepreneurs or to make them financially literate.

No wonder therefore, our poor parents advised us to go to school, study very hard, and get good grades in order to get a good, secure job in a big organization. This is no coincidence because our parents were also advised the same by their own parents.

Instinctively, we just obeyed them – so, most of us went to school, studied very hard, and got good grades in order to get a good secure job in a large corporation.

Generally, the order of our priorities in life became something like this:

1) To be secure
2) To be comfortable
3) To become rich

Notice the order of priorities!

Notice how “To become rich” is usually given the last priority – an afterthought. For most people, the first priority is “job security” and then to live “a comfortable life”. And since you become what your priority is, the result is that most people never become rich. No wonder, most people waste their productive lives working for someone else thereby making them rich only to retire on a pension; and since they don’t know what else to do, they die soon thereafter out of boredom.

Don’t get me wrong. I’m not campaigning against people getting jobs. I had a very secure job with a blue chip company myself. In fact I learnt quite a lot while working for that company.

“The most secure place on earth is in prison.”
– Robert Kiyosaki, author of best-selling book, Rich Dad, Poor Dad.


The book that changed my life is called Rich Dad, Poor Dad by Robert Kiyosaki. The year was 2004 and I was at the height of my professional career in the corporate world. Like everyone else, I worked terribly long hours, often including weekends. I had been with the organization for eight years during which we went through a lot of challenges. I remember sometimes I had to be in the office at 7.00 AM in the morning and I would leave the office at 9.00 PM at night after everyone else had left. The job was very stressful with very strict deadlines to meet, and since I was a key employee, annual leave was rare. No matter how hard I worked, the workload only seemed to increase by the day. Oftentimes, I would arrive home late, find my children already asleep, have a late meal, and sometimes slumber on the couch while watching TV. I was like a stranger in my own house. The following day it would be the same routine all over again and it seemed like there was no end to the vicious cycle. I hated my daily commute. I was among a group of very innovative individuals, and I remember we did introduce quite a few innovative ideas into the organization, one of which enabled the organization to save nearly one million dollars annually in profits. And what did I get for all my troubles? Not even a pat on the back!

The atmosphere was very competitive, and office politics was the order of the day. In our department, there were two other colleagues at the same middle-management level as myself, and all of us were competing for succession to the only senior management position available in the department at the time. You had to lobby very hard to get this position, and if you were not in good political standing with the top management in addition to being in favor with the incumbent boss, you were out of luck. Needless to say that in addition, you had to be appropriately “culturalized” in order to ensure your success.

We were going through very tough economic times. Due to stiff competition, poor management and unfavorable economic climate, the company was forced to downsize in a major restructuring that saw my immediate boss laid-off. This caught many people off-guard, and it was quite disheartening to see some very senior managers evidently shaken.

After my boss was laid-off, the most senior position in our department was rendered vacant. At that time, one of my two colleagues had been aggressively lobbying for this position for quite a while, perhaps with the support of my former boss. This was his perfect opportunity, especially since he was both “politically correct” with top management and in favor with my outgoing boss. Although I had been with the company longer, my colleague immediately got the approval for the position instead. It was no surprise since it was common knowledge that my colleague had the backing of my former boss.

For me, the handwriting was on the wall. In that tense environment, there was little or no room for advancement. You had to wait endlessly for someone to be either transferred, laid off or to die - otherwise it was a dead-end for you. And if you did not agree to “tow-the-line” you had to call it quits. That’s when I decided to make my move. I considered looking for another job, but on second thought, I realized that I would be still trying to climb another man’s ladder. Therefore, I decided to go find my own ladder, and from that time on, I never looked back.

By the way, one month after my resignation, I was informed that the CEO who supervised the restructuring process had been given the “axe” by head office for poor performance.

“Everything that happens in your life is moving you in the direction of your goals.”
– Bob Proctor, author of You Were Born Rich and The Science of Getting Rich seminars


“Prosperity is the ability to do what you want to do at the instant you want to do it.”
– Treat Yourself to Life by Raymond Charles Barker, 1954

“It’s not enough to be in the right place at the right time. You have to be the right person in the right place at the right time.”

– T. Harv Eker, author, Secrets of The Millionaire Mind

Someone once advised:

“Do not be afraid to be different. We only live once, so do what makes YOU happy and not what others think should make you happy. Always be true to yourself”.

There’s no such thing as job security anymore. Companies all over the world are laying-off thousands of staff under the guise of “restructuring “ in order to cut costs and prolong their survival. Big European and American companies such as IBM, General Motors, Coca-Cola, Nike, Sony, Ericksson, Nokia and Siemens are moving their operations to China, Vietnam, Thailand and other parts of the world in search of cheap labour. And many other companies in the developed world are outsourcing their non-core activities such as IT, data processing and accounting in developing countries such as India and Africa in order to cut costs and remain competitive. In the late eighties, Management guru, Charles Handy made the prediction in his book, The Age of Unreason (a.k.a The Age of Paradox) that large organizations, which he called elephant organizations, would be forced by competition to either shrink or disintegrate into what he called shamrock organizations or federalism starting late 20th century and into the 21st century.

If you’re still with me up to this point, let me take this opportunity to congratulate you. You’re now ready to take ACTION. I don’t mean that you quit your current job – keep your current job by any means, but remember there’s no job security anymore. The information you’re reading here is privileged. I’ve also given you further references for you to read. Most of these further references have changed the lives of millions of people around the world and made them millionaires. It is impossible to read the material presented here and not begin to change your mindset. After changing your mindset and training yourself on the correct way of thinking and doing, I believe you are ready to take some action. If you’ve come this far, I believe you’re on the right path. For starters, you can start a part-time business. This can start you on the right track. Get all the information you can get to start your own part-time business. There are many sources of information and the Internet is a great source of information. There are many part-time businesses you can start, which I will not mention now, but please watch this space for related articles in future.

“Do the right thing instead of doing things right”. – Peter Drucker.

I recommend that you also start reading financial and personal development books. I recommend you start with Robert Kiyosaki’s best-selling book, Rich Dad, Poor Dad first. This book is excellent for people just beginning their financial education. It has been read by millions of people worldwide and transformed the thinking of many. Remember, financial literacy is not taught in schools. What they teach in school is a different subject called financial management, which is the academic view of the subject of managing money. It basically equips you with the skills to manage other people’s money. It does not adequately equip you with the knowledge to manage your own money, to think for yourself, to survive in the street and to achieve financial freedom. You can also read The Cash-Flow Quadrant by the same author – another excellent book.

Being rich is a state of mind. Poverty is also a state of mind.

You cannot become rich by accident. To become rich, you must have a burning desire to become rich. It is a deliberate effort towards a certain goal, driven by the desire to get there at any cost. Be prepared to get out of your comfort zone, as the discomfort is also necessary to propel you towards your destiny.

“Everything that happens in your life is moving you in the direction of your goals.” – Bob Proctor, author of You Were Born Rich and The Science of Getting Rich seminars

The way to success, riches, wealth and happiness is like the way to heaven. It is narrow and winded, and only a few see it, and there are quite a few hurdles on the way.


What’s a desire?

A desire is a vacuum of need. For example, suppose you need a life partner. That’s a desire. The desire will drive you to various places including the Internet. But since you may not have taken time to train yourself on how to find the right partner, your five natural senses will probably lead you to the wrong direction and you may end up with the wrong partner. But then since a partner is also a fellow human being and a life-long companion, it may be both difficult and costly to get rid of her/him in case you discover later that he or she wasn’t the right one.

I might add here that unless you fulfill a desire, you will neither be comfortable or happy. Likewise unless you are uncomfortable with your present situation, you cannot see the need to fulfill a desire.

It is usually said that if you have such a strong desire to get something – so strong that you can die for it, you will eventually have it.

"Plant the seed of desire in your mind and it forms a nucleus with power to attract to itself everything needed for its fulfillment." – Robert Collier


Naturally, people have three priorities in life:

1) To be secure
2) To be comfortable
3) To become rich


To be secure

The need to be secure is the number one priority for many people. This is what your parents, your teachers, your professors taught you again and again: Go to school, study very hard and get good grades in order to get a good secure job in a big corporation. And that’s what most of us did.


To be comfortable

Naturally, the next priority is to buy car or take a mortgage or loan to buy a house, and perhaps even get a family and raise children. At this stage, many people usually change their lifestyles, often borrowing money to finance their new more expensive lifestyles. And since they lack basic financial education, they usually find themselves deeply in debt. Many people therefore, go back to college to further their education or to obtain a qualification for purposes of getting a better paying job or getting promotion. They think that more money will solve their financial problem only to discover that they need even more money to finance their new lifestyle and the cycle continues. They are in the RAT RACE!


To become Rich

For many people, to become rich is usually an afterthought. Many people think that in order to become rich you have to become secure first, and then become comfortable. This is not usually the case. In order to become rich you have to re-arrange your priorities so that they look like this:

1) To be rich
2) To be comfortable
3) To be secure


This explains why there are many people who are rich today, who either never went to school or they were school dropouts. Do not mistake me. I am not advocating against going to school. You should go to school in order to get a quality education and perhaps that good, secure job. After all, we can’t image going through life without a quality education in today’s competitive world. As I said earlier, being rich is a state of mind, so it is possible to go school and still become rich. After all, there are many well-educated people today who are very rich.

“You will never get rich working for someone else!”
– J. Paul Getty, author, How To Become Rich.


Just remember that in order to become rich you must forfeit:

1) To be secure and,
2) To be comfortable.


In order to make “to become rich” be your number one priority, you must have a desire to become rich, and you must also have a passion for something that will make you rich.

It is important to note that you can’t have a passion to become rich. You can have a desire to become rich but you can’t have a passion to become rich – you will never become rich this way.

What should you do then in order to become rich?

You should have a big DREAM.


What’s a Dream?

A dream is basically what you imagine in your mind you want to achieve or what you dream at night. What? Many people think that what they dream at night is just an illusion of the mind to be dismissed. This is not correct. Remember what I said earlier in an earlier article that we are spiritual beings. When you go to sleep, the body and the mind go to sleep, but your spirit doesn’t. As a matter of fact this is when your spirit is most active. Remember your life extends beyond your consciousness. What you dream at night is also part of your life – And a very important one. More of this later…

Anyway, the kind of dream I am talking about is something like owning a big home, owing a 10-acre ranch, owning 5 cars, becoming a multi-millionaire, taking your family on a vacation to Cancun, Mexico, feeding the hungry, building a church or a temple, building a home for the homeless, building a school, landing the first human on mars, inventing a new machine that would make life easier or discovering a new vaccine for cancer.

It is good practice to record your dreams in a journal – what you imagine during the day and also what you dream at night are both important. You never know from where your dream will come – That life-changing revelation that will propel you to your success.

The bigger the dream, the better.


Do you have a Passion for Something?

Passion is something you love to do, possibly for the benefit of others, even if you don’t get paid doing it. Everybody was born with a certain unique attribute, a talent. It could be an art like acting or drawing or singing or dancing. Or it could be writing (like I’m doing right now), cooking, racing, boxing (like Mike Tyson), or encouraging others. Just as there are many people in this world, there are as many different attributes and even if you are an actor, you cannot do it exactly the same way as Chalize Theron, Leonardo Di Caprio or Sylvester Stallone. Everybody is unique in his or her own way, and everybody has something to offer or something people can learn from. By the way, you could even be more talented than Sylvester Stallone and not know it. The difference is that you’ve never exercised your talent.

You should know that people will not give you money unless you give them something they need. And you cannot continue to give people something they need when they don’t pay you unless you have a PASSION for it.

“You cannot give every man or woman more in cash market value than you take from him or her, but you can give them more in use value than the cash value of the thing you take from them”.
– Wallace D. Wattles, author, The Science of Getting Rich.


Do you have a big dream?
Is your dream to become rich, successful and happy?
Do you have a strong desire for your dream?
Is your desire driven by passion to do something?
Are you prepared to sacrifice some comfort in order to achieve your dream?

If your answers to the above questions are YES, then you are on the right path.

The secret to success, wealth and happiness is to believe in yourself. You have all that you need to succeed. What you don’t have, you don’t need.

Do you want to be rich? Why are you not?

“Present moments are the perfect outcome of your past thoughts, states and actions. They are a gift to you to enable you to experience yourself and grow. Resisting and cursing the present only perpetuates its nature.”

- David Cameron, author, A Happy Pocket Full of Money.

Everything begins in the mind. Changing your mindset begins when you start thinking differently than the status quo. The human mind once it is set in motion is like a tsunami – it is unstoppable and impossible to imprison.

When the Wright Brothers invented the aeroplane, the common thinking at the time was that it was impossible for a human being to fly. They decided to challenge that thinking, and the rest, as we all know – is history.

Changing your mindset begins with believing in yourself. But it is also difficult to believe in yourself if you don’t believe in God. It has been observed that throughout history, people who were highly successful in their day were also deeply religious, and in one way or another, believed in a higher POWER, God.

Galileo Galilei, Sir Isaac Newton, Abraham Lincoln, Thomas Edison, Alexander Graham Bell, The Wright Brothers, Andrew Carnegie, Albert Einstein, Henry Ford, John D. Rockefeller etc. only to mention a few were all religious people. The reason for this is obvious – it gives you FAITH and the strength and purpose to go on, even when things get tough. And things do get tough, that I can guarantee you. Believing in God gives you reassurance that you are here for a purpose and not by accident. This gives meaning to life and the courage to go on, even when faced with life’s challenges.

The second reason why you should believe in God is that you cannot separate yourself from your Source of life – to do that you’d have to stop breathing. God is spirit and eternal and apart from the fact that we have a physical body, we are also spiritual beings directly connected with the eternal God.

Why do you think human beings are the only creatures on planet earth with the ability to create things, to build things such as computers, motorcars, bridges, skyscrapers, airplanes and rockets?

That we have the same creative characteristics, behavior and likeness of God is no accident. We can’t get way from it. Our DNA is inherited from the Source, God, and this dictates how we think, behave and act.

The third reason is that since God is spirit and therefore eternal, we are also eternal since we are also spiritual beings. This is true whether we feel religious or not. So whether we believe it or not we are eternally connected with the Source, God.

Actually, believing in God is for your benefit. Being in harmony with God puts you in harmony with the laws of the universe, which are necessary for your success, wealth building and happiness. If you’d like to study this topic further, I advise you to get hold of David Cameron’s book, A Happy Pocket Full of Money. I also recommend the book I’m Rich Beyond My Wildest Dreams by Thomas Pauley.

“Imagination is the greatest creative force on earth.” – Albert Einstein

The human mind is a very powerful tool. Everything you see in this world started as a thought in someone’s mind, including wealth and all the money in the world. As a matter of fact, everything that was ever created or invented in this planet was imagined first.

Discovering God leads you to discover who you really are. Discovering yourself leads you to discover your purpose in life. Wealth, success and happiness only follow when you discover yourself and your purpose in life and begin to behave and act in the direction of your purpose.

Discover yourself and you will begin to imagine. Imagination will become dreams. And your dreams will become reality.

The conscious mind holds all sorts of thoughts – those you believe in and those you do not believe in. The subconscious mind on the other hand holds only what you hold as truth to you; what you believe in. In order to change your mindset, you must train your subconscious mind to hold as true, those things that you know to be factually untrue. For example, you know it’s a fact that you are not rich now. That belief is held in your subconscious mind. To change that you must begin to exercise with your conscious mind by sending messages to your subconscious mind from your conscious mind, that you are already rich NOW; although in reality you are not yet rich. Sounds difficult? I know it is, especially since you have always known for a fact that you are not rich. This is because you have lived and been influenced, in a contrary environment all your life. But remember also that you are where you are today, due to self-limiting beliefs and actions in your past.

Begin to change your thinking this way and begin to speak and act the same. Begin to UNLEARN all the self-limiting beliefs you have ever been taught by your parents, your teachers, and society all your life and you will have taken the first step on your journey to wealth, success and happiness.

In the book The Millionaire Mindset by Boris Vene and Nikola Grubisa, the authors suggest that the most important step you must take on your way to success, wealth and happiness is to decide to believe in yourself. It is a decision that requires no judgment on your part of whether you are worthy of that belief. You must first accept with all your heart that you are a unique person; a being who deserves only the best in life – then miracles will happen.

Everything you need is already within you, and whatever you don’t have, you probably don’t need. God, the master designer thought of everything when he created us, human beings. In the book The Road Ahead, Bill Gates suggests that the human brain is a very complex computer, more powerful than even the most powerful supercomputer on earth. When God created us, he also built the capacity to create within us. This inbuilt capacity is locked in our bodies in the form of genetic information or DNA.

As we begin to stimulate our minds by challenging our thinking and self-limiting beliefs, we also begin to arouse this inbuilt, sleeping monster called DNA. It is only then that we begin to understand whom we really are – creative beings able to create, build or make any conceivable thing we can imagine including money, wealth, success and happiness.